What is the average time it takes to settle a car accident injury claim?


You may be wondering how long it will take for your lawyer to settle your case with the other driver’s insurance company if you were injured in a vehicle accident and are struggling to pay your mounting medical and other costs. It’s possible, though, that your injury lawyer in Toledo won’t have a simple answer for you. That person probably won’t even be able to.

This doesn’t imply he or she can’t handle your case, either. In fact, it’s the complete opposite. Assuming you have retained the services of a competent local auto accident attorney, he or she will be aware that there are a number of issues that can significantly extend the duration of settlement discussions, including the following:

What sort of wounds you’ve gotten;

How severe your wounds are;

  • Should you need to continue treatment, therapy, or rehabilitation after leaving the hospital;
  • The extent to which you will need mobility aids, such as crutches, walkers, wheelchairs, prosthetics, etc.;
  • How long you will have to stay out of the office;
  • The likelihood that they may cause you to become permanently disabled;
  • Determine the insurance company’s willingness to provide you with a fair payout.

Durational Variability

If you were in a small accident and had what you consider to be “simple” injuries that you heal completely from, you should expect settlement negotiations to take at least two to three months. However, if you had several and/or severe injuries from which rehabilitation is lengthy or even impossible, it may take your lawyer a year or more to persuade the other driver’s insurance company to pay you acceptable compensation.

Know that your attorney has an ethical obligation to inform you of any settlement proposals. However, a competent attorney will also let you know whether he or she thinks you’ll have more success waiting or, as the last option, allowing the issue to be tried in front of a jury. That is to say, you are free to decide whether or not to accept any given settlement offer. The job of your lawyer is to arm you with all the information you need to make a calculated choice.

Juries and Trials

As previously noted, a jury trial may be your last resort if the other driver’s insurance company proves unreasonable, stubborn, or unable to provide you with a reasonable settlement.